Conducting personal finance management online is gaining popularity these days. It is so because when you are managing your finance, budget and money online, you deduct the chance of losing all your work due to your computer crashing. You also save your computations online and therefore you can access them anywhere so as long there is internet connection. I know you worry about security when it comes to handling your finances online. Do not worry, these online finance management tools are definitely secure and most of all, very useful. Let us take a peek in some of the personal financial tools available.
Free Online Personal Finance Management Applications:
Mint – Personal Finance, Budgeting and Money Management Tool
We can say that a personal financial service company is big when it has over 5 million users right? Correct. And Mint is an example of that. Mint is very popular to people who need very effective financial managing. Signing up is easy and it takes about less than five minutes of your time. Once you have created an account, you can now access all of the functionality of the site. Setting your current account, listing your mortgages, and keeping track of your credit card and investment accounts are just some of the things covered by Mint. Mint can also help you set your budget and achieve your goals in no time. This personal money management tool has a very simple interface and you can get used to it easily. It also has a mobile application, now you can manage your accounts even if you’re on the go.
Yodlee Money Center
Yodlee can gather all of your different bank accounts and put into one display as you use this tool. You can also view your net worth here ,which is rare among financial tools around. This is perfect for first timers in terms of financial managing because this centralized money management tool is easy to learn. Account updates in Yodlee are fast so you can be updated every time.
Money Strands – Free Personal Finance Software
In money Strands, you can analyze your budgeting and spending with other people with the same lifestyle as you are. That is a good way to learn right? This personal finance tool is so easy to use. It can track your spending, overview of your finances, and can plan ahead as well. This is great for people with simple finances.
With the different financial tools tackled, it’s now up to you to decide which one fits you. Remember, budgeting is not about the tools you use; it still depends on how you handle the money. Finance Tools only help you, so go ahead and pick one now.
Buxfer – Personal budgeting application
Buxfer is a personal budgeting application that automatically downloads and categorizes expenses from your checking, savings and credit card accounts on one place. Upon categories expenses, Buxfer will help you stay within those limits by monitoring your expenses and sending real-time alerts on your mobile device.
Meanwhile, this online budgeting tool also integrates with mobile devices, which allowing you knowing your account balances when you are out shopping, or report cash expenses on the go. Plus more, Buxfer sends you email reminders when your bills are due, so you don’t have to pay late fees. Get rid of those post-it notes stuck on the refrigerator!
Budget Pulse – Personal Finance Management Software
BudgetPulse is a personal finance management software allows you organize your cash flow, expenses and bank accounts in one place. This personal finance software comes with easy to understand charts and graphs enable you to visualize how you’re spending your money month-to-month. Besides that, Budget Pulse also enables you to track your progress, discover where you can make savings and improve how you manage your money. Plus more, this free personal finance software also track your progress and make donations, using PayPal or Amazon, to help you reach them. Personal fundraising has never been easier.
Manilla – Online finance management tools for household
Manilla is a centralized finance management tools organize the user’s personal financial accounts, subscriptions and travel rewards programs. This finance management application able to send reminders to alert the user to bills that are due so they do not incur late fees or miss a payment. Besides that, Manilla allows you to set custom email or text alerts when important due dates are approaching – so you’ll never miss a bill payment.
The best part of this household finance management tools is their free online storage, which automatically retrieves and stores account documents, such as bills and statements. Plus more, Manilla also works with a number of specific account types from a variety of providers, including all major cell phone carriers, almost 200 utility companies, almost every satellite, cable and telecom company, all major hotels, airlines and auto loyalty programs and most major credit cards such as Capital One, American Express and CitiBank.
Payoff – Personal Online Money Manager
Payoff offers a user-friendly finance dashboard to trace all of their financial information in one place. Any user that subscribe with payoff.com services can can set financial goals, and links their financial accounts to begin monitoring their spending. This personal online money manager also lets users see how much they spend at specific businesses to help encourage better spending habits. For example, the user can see how much they have spent at Starbucks buying coffee and use that information to make changes if needed.
The uniqueness of Payoff.com is their social media features, which they encourages sharing financial goals with others through social media to provide motivation for attaining them. Incentives also include fun badges for achievements such as paying off your credit cards and building up an emergency savings account.
If you know other free personal finance management tools should mention above, Share it on comment. 🙂